What Wisconsin has to offer:

Wisconsin is a state that is located within the northern part of the United States that borders the great lakes region. It is centrally located and has a number of features that make it a nice place to call home. The temperatures year round are relatively cold, with some of the coldest winters in the United States.

Reasons to live in Wisconsin:

If you are a football fan, then you will love Wisconsin. The state is home to the Green Bay Packers, who made the 2011 Superbowl and will play against the Steelers in it. Wisconsin is known well for its cheese and its milk exports and makes a great deal of trade based on it. Some of the largest employers in the state are Wal-Mart and the public school systems that populate the state. These two employers alone provide plenty of employment opportunities for those who may wish to move to the state and take up residence there.

Trends in home loan rates in Wisconsin:

Home loan rates for a fifteen year fixed rate mortgage are sitting at about 4.64%, which has gone down about 0.06% from the same time last year. The rates for a thirty year fixed rate mortgage is sitting around 4.9% which is about 0.02% higher than the rate was at the same time last year. The rates for both one and five year adjustable rate mortgages have gone down about 0.02% each. This is likely a result of the fishing trade and industry that the state has always had. Wisconsin was, for whatever reason, not hit as hard by the economic problems of the past year and, as a result, has not seen the huge problems in the lending and real estate market that the rest of the country has seen.

What Washington has to offer:

Washington is the northwest most state in the continental United States. This means that it both borders Canada and the Pacific Ocean. The climate is generally cool with a good deal of precipitation year round. The state is known for its large timber industry that revolves around the large evergreen forests that can be found growing within the state.

Reasons to live in Washington:

Washington is a state that is rich with art, culture, and history. As far as sports are concerned, the Washington Wizards basketball team and the Seattle Seahawks football team call Washington State home. There are a number of television shows that feature the state constantly, most notably being the X-Files during the 1990s. The city of Seattle is well known worldwide as a hub of both art and other things. One of these is the coffee export that the city has become famous for. As far as music is concerned, Washington is the birthplace of grunge.

Trends in home loan rates in Washington:

A number of relatively large changes have taken place in the state of Washington over the last year. Likely based on its thriving industry and timber economy, the state has begun an economic upswing that has not been experienced in some other parts of the country. The rates for both a fifteen and a thirty year fixed rate mortgage have gone down by about a sixth of a percent each and the rates for both one and five year adjustable rate mortgages have gone down by about two tenths of a percent each. These are different numbers than most of the country is experiencing because of recent troubles in both the banking and the housing markets which have led to less lending.

What Utah has to offer:

Utah is a large state located in the western portion of the United States of America. It is a state that is mostly desert with a very hot and dry climate. It is rich with history. There are a number of notable cities within the state of Utah such as Salt Lake City. The state features a large area of salt flats that are used for test driving and speed runs by racers all over the world.

Reasons to live in Utah:

There are hundreds of reasons to live in Utah. Some people prefer the climate for health reasons, as the dry climate is better for those with some forms of respiratory illness that cannot live in a cool or humid climate safely. If you are someone who enjoys history, you will be pleased to find out that the state has a large archaeological history, with large portions of the state having the right type of exposed geology for dinosaur bones to be exposed for study. This has led to a large number of scientists and scholars flocking to the state in order to study the past in this way.

Trends in home loan rates in Utah:

Home loan rates in Utah are slightly lower than they are in most parts of the United States. This is because not many people are flocking to live in what amounts to a big desert. It is certainly not for everyone. That being said, if this is the right climate for you, then it will not prove hard to get the loan that you need at the rate you want. Rates for a fifteen year fixed rate mortgage and both one and five year adjustable rate mortgages have gone down by about three tenths of a percent over the last year. The rate for a thirty year fixed rate mortgage has, however, gone up by about four tenths of a percent.

What Seattle has to offer:

Seattle is a city located on the coast of the northwest United States that borders the Pacific Ocean. As a major city, it is northernmost in the continental United States. The climate is typically cool and rainy with frequent humidity throughout the year. Winters can be very cold and summers are warm, but not too hot.

Reasons to live in Seattle:

If you are looking for something to do, Seattle is one of the best places to live. It is the birthplace of the brand of rock known as grunge, with bands such as Nirvana and Alice in Chains shooting up the rock charts and become icons in the 1990s. This type of music was the successor of the hair metal that was dominant during the eighties. If you are a fan of the National Football League, the Seattle Seahawks have their home stadium within the city of Seattle. They are a popular franchise which, headed by quarterback Matt Hasselback, just finished a playoff run in the 2010 NFL playoffs after winning a wild card berth in the regular season.

Trends in home loan rates in Seattle:

Over the last year, many of the home loan rates in Seattle, Washington have gone down by quite a bit. This is likely a result of the economy bouncing back after the issues that it faced within the United States earlier this year and a result of the expanding coffee industry that Seattle has. The rate for fifteen year fixed rate mortgages has gone down by about a sixth of a percent over the last year. The rate for a thirty year fixed rate mortgage has also gone down by about a sixth of a percent over the last year. The rates for both one and five year adjustable rate mortgages have gone down by about two tenths of a percent over the last year.

What San Diego has to offer:

San Diego is the second largest city in California. San Diego is the eighth largest city in the United States of America. The city is located in the state of California and borders the Pacific Ocean.

Reasons to live in San Diego:

If you are the type of person who loves scenic vistas, you will enjoy San Diego. With views of the ocean and many parks and recreational preserves nearby, there is something for everyone within the city. If you like sports, you will be happy to learn that the San Diego Chargers, a popular team in the National Football League, calls this city their home. This has led to a large economic boost to the city as a result and has opened up many new jobs for both residents and commuters to the city. If you are looking for a job in the city, you will be glad to find out that there is a thriving industry in communications and defense that is located within the city limits.

Trends in home loan rates in San Diego:

Because of all of the economic problems that California has seen over the last year, it would not be difficult to imagine that their home loan rates are higher than those in other parts of the country. The good side to this is, since they were so high to begin with, they have all gone down over the last year. Both the one year adjustable rate mortgage and the five year adjustable rate mortgage have gone down by about two tenths of a percent over the last two years. The rate for a fifteen year rate mortgage has gone down by about a fifth of a percent over the last year. The rate for a thirty year fixed rate mortgage has gone down by about a third of a percent over the last year.

What Oregon has to offer:

Oregon is a state in the northwest of the United States of America that borders the Pacific Ocean. The state is known for its large evergreen forests and its perpetually rainy climate. During winters the state can get very cold and snow is almost always expected. Most of the year, however, the state maintains a humid climate with warm temperatures.

Reasons to live in Oregon:

Oregon has a great university system if you are looking for post high school education. Just this last year, Ohio State University went to the BCS bowl to face Auburn University in the NCAA tournament. Oregon has a large number of jobs available for those who are thinking about living within the state. It is one of the four largest hazelnut producers in the world. The state also has a very productive and large timber industry. Though this industry has seen decline in recent years as a result of the economic troubles in the United States, the effect has not been devastating to Oregon.

Trends in home loan rates in Oregon:

Home loan rates in Oregon lower than those in most of the rest of the country. This could be a result of the thriving culture and industry located in the state and its proximity to the Pacific Ocean, which leads to increased trade. The rate for a fifteen year fixed rate mortgage has gone down by about two tenths of a percent over the last year. The rate for a thirty year fixed rate mortgage has gone up by about a fourth of a percent over the last year. The rate for a one year adjustable rate mortgage has stayed the same over the last year and so has the rate for a five year adjustable rate mortgage. These changes are typical of the United States so far.

What Oklahoma has to offer:

Oklahoma is a state that is rich with both history and culture. The state is located in the mid western United States. The name of the state is derived from a Native American term and the state is informally known as the Sooner state. The state capital and the largest city of Oklahoma is Oklahoma City. The city has a temperate climate with yearly bouts of inclement and extreme weather (usually tornadoes or heavy rains).

Reasons to live in Oklahoma:

There are a number of reasons to live in Oklahoma. If you are looking for good post high school education, there are a number of excellent schools located within the state. The state of Oklahoma also has plenty to offer those looking for employment. The state has a thriving farm community and most of the larger cities, such as Tulsa, have manufacturing and communications hubs located in or around their industrial districts. The state also has one of the largest and most thriving biotechnology centers in the United States.

Trends in home loan rates in Oklahoma:

Home loan rates in Oklahoma are a bit lower than those in most of the rest of the country. This could be because the state was not hit as hard by the economic times that the United States went through over the last two years. The rate for a fifteen year fixed rate mortgage has gone up by about a ninth of a percent over the last year. The rate for a thirty year fixed rate mortgage has gone up by about a seventh of a percent over the last year. The rate for a one year adjustable rate mortgage has stayed the same over the last year and so has the rate for a five year adjustable rate mortgage.

What Ohio has to offer:

Ohio is a state in the mid western part of the United States. The state was named after a Native American word for Great River. Columbus is both the capital of Ohio and the largest city in Ohio in terms of both size and population. Because of its location on the Ohio River and beside the Great Lakes in the United States, it has become a large and thriving source of trade and industry in the country. The climate in Ohio is that of a continental subtropical climate.

Reasons to live in Ohio:

Columbus, Cleveland, and Cincinnati are the largest cities in the state of Ohio. If you are someone who enjoys sports teams then you will find a large number of them in the state of Ohio. As far as football goes, the Cincinnati Bengals and the Cleveland Browns both call Ohio home. They are two very popular franchises within the national football league with popular followings. As far as the National Basketball Association goes, the Cleveland Cavaliers call Ohio their home.

Trends in home loan rates in Ohio:

Like most other states, Ohio has gone through some changes over the last year as far as home loan rates are concerned. The rates for a fifteen year fixed rate mortgage have gone down by about a tenth of a percent over the last year. The rate for a thirty year fixed rate mortgage has gone up by about a fifth of a percent over the last year. The rates for both a one year adjustable rate mortgage and a five year adjustable rate mortgage have not changed a whole lot over the last year. These changes are typical considering the recent economic troubles in the United States.

What Louisiana has to offer:

Louisiana is a state rich with history and culture. Because it is a sort of mixing pot between African, Native American, and Cuban cultures, there is a vibrant culture there that acts as a sort of amalgam of all of its composite cultures. Louisiana is subdivided into different perishes, which act the same way that counties do in other states. Louisiana is a great example of a humid subtropical climate. It is well known for its heat during the summers and its humidity as well as the regular hurricane and storm season that comes up from the gulf that it borders.

Reasons to live in Louisiana:

For those of you who like the NFL, the New Orleans Saints (2009 Superbowl champions) call this state home. In addition, there is a vibrant arts culture that is ready to be experienced in addition to the Creole cuisine that can be found there. Besides that, there are a large number of state and national parks located in this state for those of you who enjoy the outdoors and nature.

Trends in home loan rates in Louisiana:

Home loan rates in Louisiana have gone up a great deal over the last year. There are a number of possible reasons for this. One of these might have to do with the turbulent weather that is experienced in this state. Everyone remembers when Katrina hit and almost leveled the city of New Orleans. The rates for both one year and five year adjustable rate mortgages have gone down by about a tenth of a percent, which is a good thing. The rates for a thirty year fixed rate mortgage have gone up by about a sixth of a percentage. The rate for a fifteen year fixed rate mortgage has gone down by about a tenth of a percent still higher than most of the country, but not too high to buy

What Los Angeles has to offer:

The city of Los Angeles has a subtropical Mediterranean climate. Thanks to the diverse geography and landscape, a large and diverse population of flora and fauna can be found around the city of Los Angeles, for those of you who love nature and the outdoors. Since the city has the headquarters of about seven Fortune 500 companies, there are plenty of jobs to be found if you are in need of employment. Overall, Los Angeles proves to be a great place to live.

Reasons to live in Los Angeles:

Hollywood is located in Los Angeles. This alone is reason enough to live there simply for the entertainment value. The city of angels has been called the entertainment capital of the world. Most, if not all, of the major record labels for music and movie production companies call Los Angeles home. Most TV shows in the United States are filmed on or around studios in the city of Los Angeles. In addition, there are almost a thousand art and history museums in and around the city.

Trends in home loan rates in Los Angeles:

The home loan rates in Los Angeles are a bit different from those in the rest of the country, but they follow the same general market trends as other states and cities have during the last year. The prices for one year and five year adjustable rate mortgages have not changed much at all during the last year, and have remained relatively stable. The rate for a fifteen year fixed rate mortgage has gone up by about a third of a percent. The rate for a thirty year fixed rate mortgage has gone up by about a fourth of a percent. These changes are pretty typical for the last year for home loans in the United States.